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Introduction To Means-Testing

Means-test is a method to calculate the subsidies you will receive from the government when you use care services. It ensures that patients from lower-income households receive more subsidies than those from higher-income households.

The means-test approach for MOH-funded Intermediate and Long-Term Care (ILTC) facilities such as Community Hospitals, nursing homes and day rehabilitation centres is based on Household Means-Testing.



What is Household Means-Testing?
It considers the household monthly income per person.

By family members living in the household, it refers to all related family members (i.e. related by blood, marriage or legal adoption) staying at the same residential address with the patient or care recipient, as indicated in their NRICs.
This includes in-laws, siblings, grandchildren, uncles, aunts, nephews, nieces, cousins, step and legally adopted children, among others.

By total monthly gross earnings, it refers to:

  • For salaried employees - average monthly employment income received over the last available 12-month period, including bonuses.
  • For self-employed: (a) the monthly income derived from the last available net trade income as assessed by IRAS within the last two assessment years OR (b) the income declared to the CPF Board or the income assumed under the CPF laws within the last two years.


For households with no income, the annual value their residence will be considered instead. This situation could arise for instance, in the case of an elderly retired couple whose children have moved out into homes of their own.

For details of the means-test assessment, please refer to the Household Means-Test Declaration Form.

To learn about the subsidy rates, visit this MOH link.


How To Apply? 

To apply for subsidies, the easiest way is to approach the staff or the Medical Social Workers (also known as MSWs) of the Restructured Hospital, Intermediate and Long-Term Care service provider or a care coordinator. He or she will help you with your application for subsidies by first bringing you through the Means-Test Declaration Form. You can download the Business Reply Envelope separately for this Means-Test Declaration Form here​.


Household Means-Test Results are valid for 2 years

If you have previously applied for any financial schemes or grants (eg. CHAS), your Means-Test results could still be valid.

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Means-test is a method to calculate the subsidies you will receive from the government when you use care services.
means testing Singapore
Means-test is a method to calculate the subsidies you will receive from the government when you use care services.
Means-Testing Singapore